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SMALL ACCOUNT CREDIT CONTRACTS

For Life’s Everyday Expenses

When unexpected costs arise or you need a little extra to cover household expenses, Breadmate’s Small Amount Credit Contracts (SACC) Loans offer a simple and convenient solution. Designed for smaller, short-term needs, our SACC loans provide you with quick access to funds without unnecessary hassle.

Loan Features
  • Loan Amount: $300 – $2,000
  • Loan Term: 30 days to 12 months
  • Fees:
    • Establishment Fee: 20% of the borrowed amount
    • Account Keeping Fee: 4% of the borrowed amount per month
What Can a SACC Loan Be Used For?
  • Paying household bills or utility expenses
  • Covering urgent repairs (home, car, or appliances)
  • Managing school-related costs
  • Supporting short-term cash flow gaps
  • Handling unexpected minor expenses
Why Choose Breadmate’s SACC Loans?
  • Quick and Easy Application:

Apply online in minutes and get a decision fast.

  • Flexible Terms:

Choose a repayment plan that works for you, from 30 days up to 12 months.

  • Transparent Fees:

No hidden costs, know exactly what you’re paying upfront.

  • Responsible Lending:

We prioritize your financial well-being and assess affordability before approval.

For life’s everyday needs
Whether it’s covering household expenses, managing minor repairs, or bridging a short-term gap, our Small Amount Credit Contract loans are here to help. With flexible terms and quick access to funds, Breadmate makes it easy to tackle life’s smaller challenges.

Helping you navigate life’s moments with flexibility

At Breadmate Pty Ltd, we are here to help you navigate life’s financial challenges with confidence and ease.

Ready to take control of your finances?
Apply Now and experience the Breadmate difference today.

For your learning journey.

get an educational loan

Fuel your ambitions with ease. Breadmate’s Educational Loans cover tuition, supplies, and more to achieve your academic goals.

Apply Now

Fast and Accessible

Accessible anytime, online platform that serves clients around Australia.

Transparent Fees

No hidden charges or complex terms, what you see is what you get.

Customer-Centered Service

Prioritizing your needs with friendly support every step of the way.